Investments

GIC | RRSP
Short Term
Cashable | TFSA

Tax Preparation

For individuals,
couples and
families

Bookkeeping

For small
and large
businesses

Financial Advice

Comprehensive
Financial
Planning Services

Let us introduce ourselves

Franklin & Donna Hinz

Franklin and Donna launched their business in the Winter of 1970, which has grown over the years and seen a few location changes within the city of Stratford. This lifelong team endeavour initially came to fruition in their residence on Elizabeth Street as they set out on their career path together. While their family grew, the business did as well with a move to the corner of Nile and Ontario Streets. The business surpassed that location in 1992 and was then established in the former Dr. Daisy Macklin House at the current location of 196 Ontario Street.

With over 49 years of experience in tax preparation, investments, bookkeeping and financial advice, Franklin and Donna welcome the opportunity to earn your trust and deliver you the best service in the industry. They follow rigorous privacy practices and have a privacy policy that governs their use and handling of the information you provide to them. The Hinz team invites you to contact their office if you would like additional information about these practices.

They have always remained committed to meeting the needs of all of their clients on every interaction. That’s why most of their business is from repeat customers and referrals! Franklin and Donna look forward to assisting you with your financial needs today.

We act as agents for over twenty Canadian Chartered Bank and Trust Companies that are eligible to provide investments that qualify within the articles of incorporated condominiums. These banks and trust companies are all members of Canada Deposit Insurance Corporation, CDIC, and are eligible to provide investments to the residents and corporations of Ontario. CDIC insures eligible deposits at each member institution up to a maximum of $100,000 (principal and interest combined) per depositor per insured category. They do not cover foreign currency deposits including US dollars. Eligible deposits include Term deposits, (such as Guaranteed Investment Certificates) with original terms to maturity of five years or less.  Credit Unions are covered under Provincial Deposit Insurance.  This insures eligible deposits at each member institution up to a maximum of $250,000 (principle and interest combined) for a term of up to five years per depositor per insured category.

As agents, we advise our clients on the investments and rates of return available though the companies that we represent. We process the information and documents that the companies require in order for them to determine if the investor qualifies for investment in their companies. After an investment has been completed and all parties are satisfied, we check that the investment certificate is correct as has been agreed upon. We also act on behalf of the investor to insure that on maturity the correct principal and interest are provided to the investor.

We have been members in good standing of the Registered Deposit Brokers Association for many years. Members are reviewed annually by the RDBA and are required to complete their anti-money laundering training.

Please, contact our office should you have questions or concerns.

Our Investment Rates

GIC

1 Year (12 mons.)2 Year (24 mons.)3 Year (36 mons.)4 Year (48 mons.)5 Year (60 mons.)
$1,0002.45

2.45

2.40
2.40
2.65

$2,500
$5,000
$10,0002.442.46
$15,000
$25,0002.462.482.48
$50,0002.472.472.492.49
SEMI-ANNUAL2.17 ($5,000)
2.37 (50,000)

2.18 ($1,000)
2.37 (50,000)

2.20 ($1,000)
2.39 ($50,000)

2.24 ($1,000)
2.39 ($50,000)
2.32 ($1,000)
2.41 ($50,000)

MONTHLY2.04 ($1,000)

2.13 ($1,000)

2.15 ($1,000)
2.21 ($25,000)
2.19 ($1,000)
2.23 ($25,000)

2.27 ($1,000)
2.37 ($25,000)

ANNUAL
COMPOUND
2.45 ($1,000)
2.47 (50,000)

2.45 ($1,000)
2.47 ($50,000)

2.40 ($1,000)
2.49 ($50,000)

2.40 ($1,000)
2.49 ($50,000)

2.65 ($1,000)

RRSP

1 Year (12 mons.)2 Year (24 mons.)3 Year (36 mons.)4 Year (48 mons.)5 Year (60 mons.)
$1,0002.112.202.232.302.31
$2,500
$5,0002.252.30
$10,0002.302.342.50
$25,0002.352.402.40
$50,000

Short Term Deposits

30-59 Days60-89 Days90-119 Days120-179 Days180-269 Days270-364 Days
$1,000
1.40
$1,000
1.45

$1,000
1.60
$1,000
1.70
$1,000
2.11
$1,000
2.11
$5,000
2.00
$5,000
1.85
$5,000
2.00

$5,000
2.05

$5,000

$5,000
2.15

$25,000
2.10
$25,000
1.95
$50,000
2.20
$50,000
2.25
$50,000
2.30
$50,000
2.35
1 Year Cashable 1 Year Cashable
Tax Free Savings Account
90 Days $5,000 Minimum
1.54%

30 Days $1,000 Minimum
1.62%

5 year $500 Compound
2.36%

**Indicates a Transfer Fee

Canada Deposit Insurance Corporation (CDIC) up to $100,000 for 5 years or less. To be eligible for deposit insurance, your deposit must be payable in Canada, in Canadian currency. Term deposits must be repayable no later than five years after the date of deposit. Deposit Insurance Corporation of Ontario (DICO) covers Credit Union investments up to a $250,000 for 5 years or less.

Saving you money

Tax Preparation

Our investment in computerized tax preparation and research software enables us to prepare returns accurately and efficiently to meet our clients’ needs. We prefer to file returns electronically whenever possible as this provides our clients more rapid results.

Professional and on track

Bookkeeping

We make handling all your financials simple, timely, and effective. Our business bookkeeping services are tailored to meet your needs. Asking for our assistance gives you more management time so you can run your business better.

We’re here to help

Financial Advice

We take the time to discover your financial issues in depth, analyze your financial solutions, explain your financial options, and finally advise and help solve your financial problems in order to succeed in both helping you secure your financial future, and build a lasting relationship.

Investments

GIC | RRSP
Short Term
Cashable | TFSA

Tax Preparation

For individuals,
couples and
families

Bookkeeping

For small
and large
businesses

Financial Advice

Comprehensive
Financial
Planning Services